SWP Calculator with Balance Required at End

An SWP (Systematic Withdrawal Plan) Calculator with Balance Required at End helps you plan regular withdrawals from your investment while ensuring you have a specific balance left at the end of the investment period.

How It Works:

1. Initial Investment: Enter the lump sum amount you’ve invested.
2. Monthly Withdrawal Amount: Input how much you want to withdraw regularly (e.g., monthly or quarterly).
3. Investment Tenure: Choose the period over which you plan to withdraw (e.g., 5, 10, or 15 years).
4. Expected Rate of Return: Enter the anticipated annual return on your investment.
5. Balance Required at End: Set the final amount you wish to retain at the end of the period (e.g., for future needs or passing it on as a legacy).

The calculator will show:

• How much you can withdraw monthly while maintaining your desired end balance.
• The total withdrawals over time without depleting your capital fully.

Benefits:

• Consistent Income: Plan regular withdrawals without exhausting your investment.
• End Balance: Ensure you have a specific amount left for future needs.
• Flexibility: Adjust your withdrawals or returns based on changing financial goals.

This tool is especially useful for retirees or individuals looking for a steady income stream while keeping a portion of their capital intact.